Tips for Teaching High School and College Students

Developmental Characteristics

  • Continue to need help on distinguishing wants and needs
  • Want to be more independent financially, while is somewhat dependent
  • Their school and social life cost more
  • Peers often have more influence than parents
  • Want to have money to manage
  • May want to use credits
  • Experience the good and bad consequences of spending
  • Some children take student loan for their colleges
  • Understand differences between gross and net income
  • Have some concepts on employment benefits
  • Understand they can exchange time and energy for money
  • May do some part-time jobs

Suggested Teaching Activities

  • Encourage children to apply scholarships
  • Continue to teach children to manage money wisely
  • Let children do some family grocery shopping to gain more experience
  • Help children on their saving and spending planning
  • Encourage children to involve in family finance planning
  • Involve children in planning for a long-term financing arrangement
  • Before children apply for jobs, discuss work hours considering study time and household responsibilities
  • Encourage children to attend internships
  • Help children complete income tax forms if they have part-time jobs
  • Compute miles per gallon on a family car to encourage saving
  • Explain auto insurance to children
  • Discuss ways to deal with risk of potential financial loss
  • Teach children about investing while explain risk of market

2 thoughts on “Tips for Teaching High School and College Students

  1. 在教师和家长的指导下,可以参加一些勤工俭学活动.既能培养实践能力,又能学会积累资金.

    [english]
    Under the guidance of the teachers and parents, teenagers can participate in some activities, cultivating practical skills and learning capital accumulation.
    [/english]
    [japanese]
    先生と保護者の指導の下で、いくつかの活動に参加することによって、実用的な能力を育てるし、資本を集めることも学べれます。
    [/japanese]

  2. 我非常赞成提倡孩子勤工俭学。它是培养孩子自立能力的重要一步。


    [english]
    I agree to encourage teens to work. It is an important step to help them to gain independence.
    [/english]
    [japanese]
    私は高校生がバイトをするのを賛成します。これは子供たちが自立になるために重要な一歩です。
    [/japanese]

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