Tips for Teaching Middle School Students

Developmental Characteristics

  • Want to make decisions on money by themselves
  • May sometimes borrow from friends
  • Imitate their peers on money usage
  • Think about earning and saving for long-term goals
  • Begin to set goals and make plans to achieve goals
  • Understand the trade-offs and consequences of their decisions on money
  • Still need help in evaluating things
  • Still need help in establishing limits on money usage

Suggested Teaching Activities

  • Teach them not to borrow money from their friends unless for emergency
  • Compare the checking and savings account options
  • Open a checking account and help them balance it
  • Encourage participation in family financial discussions
  • Talk about their friends to understand more about them
  • Guide them understand the use of cash and debit card
  • Encourage to create a saving and spending plan to meet daily needs and future goals
  • Avoid comparing to other children
  • Clarify what parents pay for and what children pay for
  • Allow children to make decisions and learn from mistakes
  • Help children to write a letter of complaint about an unsatisfactory item
  • Help children return an unsatisfactory item to the store
  • Encourage them to development and management of their own business

3 thoughts on “Tips for Teaching Middle School Students

  1. The success of any business needs to have funds, diligence and thrift are the most basic means for capital accumulation, and a student should develop a good saving habit to save every penny to do worthwhile things.

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